Advising Clients on Chanting Their Business Direction

Preparation & Monitoring of Budgets

Be it short term or long term—budgeting and cash flow forecasting are one of the two most important activities in any organisation. This is because an effective budget and cash flow forecast will provide a feasible analysis of the Company.

 

Our consulting arm will help you plan out your business and determine your budgeting, identify the correct techniques that will enable your Company to meet its corporate strategy in terms of implementing an effective budgeting resource plan.

 

We prepare and monitor budgets to help:

 

• Successful implementation of a Company’s budget.
• Gather information for your business plan, including all the items and expenses necessary for starting up a business;
• Link budget to business or operating plan;
• Explore budget planning to achieve strategic goals;
• Preparing cash flow and resolve cash deficit;
• Steps in measuring actual progress against Company target.

Preparation of Profit Forecast & Cash Flows

A cash flow forecast shows you critical information of when cash comes in and goes out during a certain month. Preparing a monthly cash flow forecast provides you with the opportunity to understand revenues and expenses in the month your business expects to collect and spend cash.

 

Our consulting arm enables you;

 

• To build a model of the way in which cash moves within a project or organization;
• To predict whether the sales or income you forecast will cover the costs of operation;
• To analyze whether a project will be sufficiently profitable to justify the effort put into it.

Interpretation of Historical & Financial Data

A fundamental step in determining the health of a Company is the analysis of a Company’s historical financial statements. Historical data analysis provides a picture of the financial health of a business and a roadmap outlining the direction the business is heading.

 

An integral part of historical analysis is the use of financial ratios. Financial ratios are analytical tools applied to financial data, which are used to identify positive and negative trends, strengths and weaknesses, investment attributes, and other trends, which measure the viability of a Company’s business.

 

Our interpretation of historical financial data includes:-

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• Identifying financial strengths and weaknesses and evaluate financial performance using business models that is Porter’s Five Forces and SWOT Analysis;
• Financial ratio analysis used as an effective preliminary step in preparing a budget;
• Evaluation of past performance and objectives for future performance;
• Awareness of financial statements as their interrelationship can lead to improved profitability or cash flow.

Preparation of Working Papers for Securing Bank Loans

Financing has always been a major problem to any business entity. Lack of experience on bank requirements and more often the required track record has caused a lot of our entrepreneurs have to forego their business opportunities and their financial position left in the red.

 

Our experience in banking regulations and requirements enable us to advise our client on strategies needed in securing the bank loan. This include:-

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• Method in preparing financial forecast ;
• Write-up on organisation’s financial and non-financial performance;
• Company profile – Compilation of full Company profile to meet requirements for securing bank loan from variance banks;
• Cash flow projections – The business's cash flow projections give lenders concrete financial data that they can use to assess this risk;
• A statement of your personal financial status - A list of your personal assets and debts to convince the banker of the long-term profitability of your business and your ability to repay the loan by using your financial projections and business plan.